Full Insurance Coverage at Elite Car Rentals

Why Full Insurance Matters

At Elite Car Rentals in Chania, every vehicle comes with the option to include full insurance, allowing you to enjoy your trip across Crete without worry
Elite Car Rentals Chania. Whether it’s a spontaneous coastal drive or a scenic road trip through mountainous terrain, full insurance ensures you’re protected from unexpected costs and can focus on making memories.

What Full Insurance Covers

According to Elite’s rental policies, full insurance comes with various excess (deductible) options—€700, €300, or €0—giving you flexibility in choosing the level of protection that best fits your needs and budget. Opting for the €0 excess plan means you won’t pay anything out of pocket if an incident occurs.

€700 excess:

Built-in discount for those comfortable bearing a higher deductible in exchange for lower rental costs.

€300 excess:

A balanced mid-tier choice offering both savings and relatively low liability.

€0 excess (“Full Insurance, no risk”):

Maximum protection—ideal for those seeking total peace of mind, especially useful for international visitors or renters under 25

Full insurance typically covers:

• Damage to the vehicle’s body, mirrors, etc.
• Theft and vandalism incidents.
• Exhaustive liability protection against excess spending.

Note: In many cases—Crete included—basic insurance (like Collision Damage Waiver—CDW, and Theft Protection) is mandatory and included in rental rates, but usually comes with an excess unless you purchase full coverage. Certain parts like tyres, glass, undercarriage or roof might still be excluded unless explicitly included in the plan.

The Advantages of Full Insurance

• Peace of Mind: No stress over minor bumps or scratches typical during vacation travel.
• Budget Control: Knowing your maximum liability upfront helps avoid surprise charges later.
• Convenience: Ideal for carefree exploration—whether navigating rugged roads or narrow alleys.
• No Credit Card Needed: Elite allows payment on arrival and doesn’t require a credit card, making it accessible and hassle-free.

A recent customer’s review highlights Elite’s transparency and overall value:

Drawing from broader car-rental insights:

• Inspect the car thoroughly—take photos of any pre-existing damage before departure.
• Understand your coverage—ask clearly what your full insurance covers and verify in writing.
• Avoid unnecessary add-ons—some agents may upsell extra waivers or claim your policy doesn’t cover certain damage.
• Know your excess level—a lower or zero excess reduces your financial burden if an incident occurs.